oakes agencyFeb 72 minDOES YOUR BUSINESS NEED UMBRELLA COVERAGE?Business owners don't need another reason for a sleepless night, but here's a big one: in our experience, nearly 80% of businesses are...
oakes agencyOct 11, 20211 minWINTERIZING YOUR HOMEWinters can be rough on homes. Frozen pipe bursts, leaky roofs, and structural damage are just a few risks your home may experience. ...
oakes agencyJun 16, 20212 minWHERE IT RAINS, IT FLOODSFlood insurance is important because almost every building can be damaged by surface water. If you don’t believe that statement, consider...
oakes agencyMay 6, 20211 minINSURANCE FOR GETTING BACK ON THE WATER What is boat insurance? Boat insurance covers you in the event of a loss or damage to your boat. It covers most watercrafts with motors,...
oakes agencyJan 8, 20202 minPERSONAL UMBRELLA QUESTIONSYou insure your home and your automobiles, but have you ever considered purchasing a personal umbrella policy as a way to protect your...
oakes agencySep 16, 20191 minMICHIGAN AUTO MEDICAL REFORM – PHASE 1While the insurance industry is still trying to sort through the changes coming to Michigan’s No-Fault system next year, one change has...
oakes agencyJan 21, 20191 minWHY DO I HAVE TO PAY FOR MY INSURED SUBCONTRACTORS?Audits for contractors can be challenging. One of the most common questions auditors hear is, “Why do I have to pay for my subcontractors...
oakes agencyJan 2, 20191 minHIRED AND NON-OWNED AUTO EXPOSURES – ARE YOU COVERED?Many businesses own one or more vehicles used to make deliveries, drive to customer locations or run errands. If one of your vehicles is...
oakes agencyNov 5, 20181 min‘TIS THE SEASON… for an umbrella policyThe year seemed to have flown by and we are now approaching the holiday season. It’s the season for friends and family to gather together...
oakes agencyAug 10, 20181 minPREPARING FOR THE UNEXPECTEDWhat would you do if your home was destroyed by a fire, or one of your water pipes burst while you were on vacation, or a burglar stole...
oakes agencyMay 1, 20181 minDRIVE FOR A RIDE-SHARING COMPANY?Two peer-to-peer trends that are growing in popularity are ride-sharing and personal vehicle sharing, or car-sharing. Most people do not...
oakes agencyMar 5, 20181 minTEXTING WHILE DRIVINGTexting while driving is a growing trend, and a national epidemic, quickly becoming one of the country’s top killers. Drivers assume they...